![]() You can also redeem your rewards for cash back as a statement credit, but the value is less than a penny per point. Rewards can be redeemed by making purchases at any of X1’s list of partners and receiving a statement credit against that purchase. Rewards are worth 1 cent per point at select merchants, and can also be redeemed for instant cash back, according to X1 Card Co-founder and CEO Deepak Rao.
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